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Precisely what is and what isn’t covered? 3rd party Property Injury 3rd party Fireplace and Theft Extensive CTP/Environmentally friendly Slip Harm to your individual automobile pursuing a collision ✗ ✗ ✓ ✗ Reduction or harm to a 3rd party’s car/house because of your car (legal legal responsibility) ✓ ✓ ✓ ✗ Reduction or damage to